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                    • Auto Claims
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                      • What happens after your car is totaled?
                      • How to determine car value
                      • The basics of not-at-fault accidents
                    • Homeowners Claims
                      • Filing a homeowners insurance claim
                      • Home insurance claim guide
                    • Common Claims Questions
                      • What to do after a car accident
                      • How long does an insurance claim take to settle?
                      • What to do if insurance denies claim and more claims tips
                      • I’ve hired an insurance claim attorney - what can I expect?
                      • What is subrogation?
                      • What effect does a not-at-fault accident have on my insurance?
                    • Types of Insurance Claims
                      • Rear-end collisions
                      • Parking lot accidents
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                      We're available 24 hours a day, 365 days a year. File a claim report online or report a claim anytime by calling us now.
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                      • Benefits and Discounts

                        Check out all the different benefits and discounts that we offer through CONNECT. From auto to home insurance, we've got you covered.

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                                  Identity Theft Protection Tips
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                                  1. Home
                                  2. Learning Center
                                  3. Understanding Insurance
                                  4. Insurance coverage
                                  • Learning Center
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                                    • Understanding Insurance
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                                        • What Does Home Insurance Cover?
                                        • Roof coverage
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                                        • 4 questions to ask about car and home insurance when you move
                                        • Home market value vs. replacement cost
                                        • Homeowners insurance declaration page
                                        • Actual cash value of a total loss vehicle
                                        • Insurance for college students
                                        • Old car insurance: effective coverage for your aging vehicle
                                        • Understanding property damage mitigation
                                        • Understanding replacement cost coverage
                                        • Home Insurance deductible
                                        • Understanding your car insurance deductible
                                        • Water damage insurance claims vs. flood claims
                                        • Understanding negligence and liability
                                        • What to know when shopping for car insurance
                                        • Car storage insurance
                                        • Become street savvy: earn a defensive driving discount
                                        • Utility trailer insurance
                                        • Auto insurance for your rental car
                                        • How to add a driver to car insurance
                                        • Do you need rental reimbursement coverage?
                                        • A drive-by look at CONNECT roadside assistance
                                        • What does car insurance cover?
                                        • Understanding excluded drivers and your auto insurance policy
                                        • Am I insured if I borrow a car?
                                        • Tips for working with your insurance adjuster
                                        • Understanding electronics insurance
                                        • Condo insurance vs. townhome insurance
                                        • Liability car insurance: understanding liability limits
                                        • Medical payments to others vs. personal liability coverage
                                        • Personal property insurance
                                        • Solar panel insurance FAQ
                                        • Water backup coverage and how to fortify your home
                                        • Do I need an umbrella policy?
                                        • International car insurance
                                        • Scheduled personal property
                                        • Flood insurance coverage
                                        • What is umbrella insurance?
                                        • Event insurance
                                        • Condo insurance explained
                                        • Umbrella policy for renters
                                        • Contents insurance
                                        • Uninsured motorist coverage
                                        • What is renters insurance?
                                        • Directors & officers insurance
                                        • Payment holidays
                                        • What is specialty insurance?
                                        • Summer RV Preparation Checklist
                                        • Umbrella insurance for when your home liability runs out
                                        • Identity theft protection tips
                                      • Insurance Rates
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                                  Identity Theft Protection Tips

                                  Our identity theft protection infographic shows you how to protect yourself against what is now the fastest-growing crime in the United States. 

                                  Identity theft protection

                                  Protect yourself against the fastest-growing crime in the nation.

                                  The facts:

                                  There are 14.4 million identity fraud victims annually.

                                  Identity theft cost victims $1.7 billion out of pocket.

                                  An expensive fraud. Credit bureau TransUnion estimates it takes $600 and 100-200 hours to clean up the mess left behind by ONE identity thief.

                                  12 steps to protect yourself against identity theft:

                                  1. Check your bank statements monthly for suspicious activity.
                                  2. Take advantage of the three free credit checks available at www.annualcreditreport.com/index.action.
                                  3. Don’t leave mail in your mailbox overnight or on weekends.
                                  4. Keep anti-virus software and a firewall up to date on your computer, tablets and other devices.
                                  5. Remain alert: An identity thief may wait 12 months or longer before using your information.
                                  6. Be careful when opening email attachments or downloading files.
                                  7. Shred sensitive documents and hard drives before disposing of them.
                                  8. Encourage creditors to verify your identity by placing a fraud alert or security freeze on your credit reports.
                                  9. Do not disclose credit card or other financial account numbers on a website unless the site offers a secure transaction: A lock will appear on the bottom strip of the web browser page or the web page will change from “http” to “https” when you are asked to input personal data.
                                  10. Keep your credit/debit card PIN safe. Don’t write it on the card or a piece of paper. Shield the keypad when using ATMs.
                                  11. Do not reply to emails or pop-up messages that ask for personal or financial information.
                                  12. Caution your children against giving out their address, telephone number, password, school name or other personal information online.

                                  Who is most at risk for identity theft?

                                  Child identity fraud or theft will affect 25% of kids before turning age 18.

                                  19% of identity theft complaints impacted seniors (those age 60+).

                                  According to the FTC, identity theft is the second most reported complaint by those in the military community.

                                  There is a new victim of identity theft every 2 seconds.

                                  Top 10 states for identity theft:

                                  1. Georgia
                                  2. Nevada
                                  3. California
                                  4. Florida
                                  5. Texas
                                  6. Delaware
                                  7. Maryland
                                  8. Michigan
                                  9. Illinois
                                  10. Arizona

                                  Top 10 metropolitan areas for identity theft:

                                  Macon/Bibb County, GA

                                  Columbus, GA/AL

                                  Atlanta/Sandy Springs/Roswell, GA

                                  Warner Robins, GA

                                  Miami/Fort Lauderdale/West Palm Beach, FL

                                  Los Angeles/Long Beach/Anaheim, CA

                                  Las Vegas/Henderson/Paradise, NV

                                  Dallas/Fort Worth/Arlington, TX

                                  Memphis, TN/MS/AR

                                  Bakersfield, CA

                                  Top 5 types of identity theft:

                                  Credit card fraud (new accounts) – 41%

                                  Miscellaneous identity theft – 27%

                                  Tax fraud – 12%

                                  Mobile telephone (new accounts) – 10%

                                  Credit card fraud (existing accounts) – 10%

                                  SOURCES

                                  1. Bellemare, Jennifer. “Identity Theft Odds: Identity Theft Statistics: Reduce the Risk of ID Theft: IdentityForce.” We Aren't Just Protecting You from Identity Theft. We Protect Who You Are., 7 Apr. 2020, www.identityforce.com/blog/identity-theft-odds-identity-theft-statistics.
                                  2. Bellemare, Jennifer. “Identity Theft Recovery: IdentityForce.” We Aren't Just Protecting You from Identity Theft. We Protect Who You Are., 27 July 2019, www.identityforce.com/blog/how-much-time-does-identity-theft-recovery-take.
                                  3. Douglas, Rob. “Trends and Statistics about Identity Theft.” ConsumerAffairs, ConsumerAffairs, 27 Mar. 2020, www.consumeraffairs.com/finance/identity-theft-statistics.html.
                                  4. “Identity Theft Statistics.” Experian, 23 Jan. 2020, www.experian.com/blogs/ask-experian/identity-theft-statistics.
                                  5. Jowers, Karen. “8 Ways for Troops, Families and Veterans to Fight Identity Theft.” Military Times, Military Times, 27 Feb. 2018, www.militarytimes.com/pay-benefits/mil-money/2018/02/27/8-ways-for-troops-families-and-veterans-to-fight-identity-theft.
                                  6. “Facts + Statistics: Identity Theft and Cybercrime.” III, www.iii.org/fact-statistic/facts-statistics-identity-theft-and-cybercrime.
                                  7. Marchini, Kyle, and Al Pascual. “2019 Identity Fraud Study: Fraudsters Seek New Targets and Victims Bear the Brunt.” Javelin, 6 Mar. 2019, www.javelinstrategy.com/coverage-area/2019-identity-fraud-report-fraudsters-seek-new-targets-and-victims-bear-brunt.

                                  A.M. Best, the leading independent rater of insurers in the country, has rated the companies within the CONNECT group “A” (Excellent), the third highest of their 15 ratings, for financial strength, stability and soundness of operating performance. Better Business Bereau Accredited Business

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                                  CONNECT, powered by American Family Insurance, is the brand name of American Family Connect Property and Casualty Insurance Company and American Family Connect Insurance Company, Madison, WI. Depending on the state, auto policies are underwritten by either company, or by an affiliate, Midvale Indemnity Company, Madison, WI. Property policies are underwritten and issued by affiliates based in Boston, MA, including: Homesite Indemnity Company, Homesite Insurance Company, Homesite Insurance Company of California, Homesite Insurance Company of Florida, Homesite Insurance Company of Georgia, Homesite Insurance Company of Illinois, Homesite Insurance Company of New York, Homesite Lloyd’s of Texas, and Homesite Insurance Company of the Midwest. The American Family Connect Insurance Agency, Inc., places policies with related and unrelated companies. Each insurer is solely responsible for the claims on its policies and pays the Agency for policies sold. In Texas, certain property coverages may be underwritten by Ranchers & Farmers Mutual Insurance Company. Prices, coverages and privacy policies vary among these insurers. Each company has sole financial responsibility for its products. Some products, discounts, benefits, and savings may vary, may not be available in all states, and are subject to limitations.

                                  We provide this information to help you understand insurance. Any coverage is subject to the terms of your policy. Please refer to your policy and declaration page for complete coverage details.