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                  CONNECT POWERED BY AMERICAN FAMILY INSURANCE logo
                  • Home
                  • Insurance Choices
                    • Auto Insurance
                      • Coverage
                      • Benefits
                      • Discounts
                      • Payments
                    • Home & Condo Insurance
                      • Homeowners Standard Coverages
                      • Condo Coverage
                      • Additional Coverage Options
                      • Discounts
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                    • Renters Insurance
                      • Coverage
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                      • Discounts
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                    • Specialty Insurance
                      • Coverage
                    • Business Insurance
                      • Coverage
                  • Claims
                    • Auto Claims
                      • Filing an auto insurance claim
                      • Auto insurance claim process
                      • Repairing Your Car
                      • Total loss car vs. repairable vehicles
                      • What happens after your car is totaled?
                      • How to determine car value
                      • The basics of not-at-fault accidents
                    • Homeowners Claims
                      • Filing a homeowners insurance claim
                      • Home insurance claim guide
                    • Common Claims Questions
                      • What to do after a car accident
                      • How long does an insurance claim take to settle?
                      • What to do if insurance denies claim and more claims tips
                      • I’ve hired an insurance claim attorney - what can I expect?
                      • What is subrogation?
                      • What effect does a not-at-fault accident have on my insurance?
                    • Types of Insurance Claims
                      • Rear-end collisions
                      • Parking lot accidents
                      • Identity theft
                      • Home theft
                      • Water damage
                      • Wind and hail damage
                    • Ways to Report a Claim
                      We're available 24 hours a day, 365 days a year. File a claim report online or report a claim anytime by calling us now.
                      File a claim
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                        Check out all the different benefits and discounts that we offer through CONNECT. From auto to home insurance, we've got you covered.

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                                  What To Do If Your Car Is Recalled
                                  What To Do If Your Car Is Recalled
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                                        • How long do tires last?
                                        • How to help keep mice out of cars
                                        • Car maintenance: know your antifreeze
                                        • Add these car safety checks to your road trip checklist
                                        • 7 tips for preventing road salt damage
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                                  How to Handle Car Recalls

                                  An insider’s guide to NHTSA recalls 

                                  When the National Highway Traffic Safety Administration (NHTSA) issues a vehicle recall, the announcement usually makes headlines. And, if it seems like you've been seeing more headlines like that recently, you’re right. 

                                  The growing number of auto recalls makes it more important than ever for car owners to know why car recalls happen and what they can do when they receive a recall notice. 

                                  Car recall takeaways

                                  What is a recall? 

                                  Simply put, a recall is a manufacturer’s call for a repair to the vehicle or a part of a vehicle. 

                                  What prompts an auto recall? 

                                  If a vehicle or equipment on a vehicle threatens public safety or fails to meet federal safety standards, the auto manufacturer or National Highway Traffic Safety Administration will issue a recall. The Office of Defects Investigation receives consumer complaints and oversees recalls. 

                                  What parts of a vehicle can be recalled? 

                                  Under the Federal Motor Vehicle Safety Standards, regulators can recall a vehicle for not meeting safety requirements on many different parts of a vehicle, including tires, airbags, seatbelts, child restraints, warning devices, seating and more. If a part of the car or piece of equipment does not meet the minimum safety standard, it can be recalled. 

                                  Who issues the recall? 

                                  Many automakers recall vehicles voluntarily. However, in some cases, the agency will investigate claims of a defect. If that investigation uncovers an actual defect, the agency may ask the courts to order the manufacturer to launch a recall. 

                                  Are all car recalls the same? 

                                  The purpose of a recall is always the same — to repair a vehicle part that is either faulty or does not meet safety standards. 

                                  Examples of safety-related recalls include: 

                                  • Airbags that deploy accidentally
                                  • Wiring that causes taillights to go out
                                  • Flaws that cause the steering column to fail.

                                  Because recalls are often voluntary, automakers may use terms like, "safety improvement campaigns" or "regional recalls" to describe these efforts. 

                                  Who pays for recall repairs? 

                                  When your car is recalled, the repairs to your car will be completed at no cost to you, if your car is less than 10 years old. If your vehicle is more than 10 years old and a recall is issued, your safety may be at risk. In that case, the National Highway Traffic Safety Administration recommends you have your car repaired at your own expense. 

                                  How will I know if my car is recalled? 

                                  If your vehicle is being recalled, you will receive a letter by mail along with follow-up notifications every three months for 18 months. 

                                  How can I check for recalls on my car or equipment? 

                                  To find whether your vehicle, child restraints, tires or equipment are being recalled, you can use the search tool at safercar.gov. If you know your Vehicle Identification Number (VIN), you may also use the VIN search for recalls affecting your vehicle. The National Highway Traffic Safety also offers email alerts. 

                                  I got a recall notice. What now? 

                                  Contact the dealership and ask a service manager to schedule the repair. It’s possible that when recall notices were sent, replacement parts were not available, so it may not be possible for the dealership to get you in for repairs right away. Unless the recall notice advises you not to drive the car — something that happens only rarely — you should be able to continue using your vehicle until the repair is complete. 

                                   --

                                  SOURCES

                                  1. "DOT HS 808 878." DOT HS 808 878 | Title 49, Chapter V. National Highway Traffic Safety Administration, n.d. Web. 16 Feb. 2015. http://www.nhtsa.gov.
                                  2. Edwards, Barbara Liston Julia, and Patrick Rucker. "What Is a Recall? Carmakers Confuse U.S. Drivers in Deadly Air Bag Saga." Reuters. Thomson Reuters, 16 Nov. 2014. Web. 16 Feb. 2015.
                                  3. "File a Safety Complaint | Safercar.gov | NHTSA." File a Safety Complaint | Safercar.gov | NHTSA. Office of Defects Investigation, n.d. Web. 16 Feb. 2015.
                                  4. Kubota, Yoko, and Mike Spector. "Ex-U.S. Auto-Safety Regulator Is Front-Runner to Lead Takata Probe." Wsj.com. The Wall Street Journal, 4 Feb. 2015. Web. 4 Feb. 2015. http://www.wsj.com.
                                  5. Maynard, Micheline. "It’s Officially The Worst Year For Recalls; Should You Worry?" Forbes.com. Forbes, 24 Oct. 2014. Web. 4 Feb. 2015. http://www.forbes.com.
                                  6. "Motor Vehicle Safety Defects and Recalls Campaigns." Nhtsa.gov. National Highway Traffic Safety Administration, n.d. Web. 3 Feb. 2015. http://www.nhtsa.gov.
                                  7. "Recall." Dictionary.com. Dictionary.com, n.d. Web. 16 Feb. 2015.
                                  8. "Recalls Look-up by VIN." Safercar.gov. National Highway Traffic Safety Administration, n.d. Web. 3 Feb. 2015. https://vinrcl.safercar.gov.
                                  9. Vehicle Recalls: What You Should Know. N.p.: n.p., n.d. Safercar.gov. National Highway Traffic Safety Administration. Web. 16 Feb. 2015. http://www.safercar.gov.
                                  10. "What to Do If Your Car Gets Recalled." Consumerreports.org. Consumer Reports, Nov. 2014. Web. 3 Feb. 2015. http://www.consumerreports.org.
                                  A.M. Best, the leading independent rater of insurers in the country, has rated the companies within the CONNECT group “A” (Excellent), the third highest of their 15 ratings, for financial strength, stability and soundness of operating performance. Better Business Bereau Accredited Business

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                                  CONNECT, powered by American Family Insurance, is the brand name of American Family Connect Property and Casualty Insurance Company and American Family Connect Insurance Company, Madison, WI. Depending on the state, auto policies are underwritten by either company, or by an affiliate, Midvale Indemnity Company, Madison, WI. Property policies are underwritten and issued by affiliates based in Boston, MA, including: Homesite Indemnity Company, Homesite Insurance Company, Homesite Insurance Company of California, Homesite Insurance Company of Florida, Homesite Insurance Company of Georgia, Homesite Insurance Company of Illinois, Homesite Insurance Company of New York, Homesite Lloyd’s of Texas, and Homesite Insurance Company of the Midwest. The American Family Connect Insurance Agency, Inc., places policies with related and unrelated companies. Each insurer is solely responsible for the claims on its policies and pays the Agency for policies sold. In Texas, certain property coverages may be underwritten by Ranchers & Farmers Mutual Insurance Company. Prices, coverages and privacy policies vary among these insurers. Each company has sole financial responsibility for its products. Some products, discounts, benefits, and savings may vary, may not be available in all states, and are subject to limitations.

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