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      • Benefits and Discounts

        Check out all the different benefits and discounts that we offer through CONNECT. From auto to home insurance, we've got you covered.

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        See what customers have to say about their experience with CONNECT. Read auto and home insurance reviews to learn about our superior customer service and more!

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    Homeowners and Condo Insurance
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    1. Home
    2. Insurance Choices
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        • Homeowners Standard Coverages
        • Condo Coverage
        • Additional Coverage Options
        • Discounts
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    Homeowners and Condo Insurance

    Costco members could save an average of $272.41 on home insurance when they switch.1

    Affordable Homeowners Insurance, Handled with Care

    It's your home. Your castle. The place you rest your head. Whether you're in your first home or you're an experienced homeowner, our homeowners insurance and condo insurance benefits, coverage, discounts and payment options can help you save! And, our client service team provides best-in-class service while you do.

    • Homeowners Standard Coverages

      What do you get in a standard home policy? Your standard homeowners insurance policy typically covers your home’s structure, your belongings and more. Learn more about these important coverages. 

      Learn more about homeowners standard coverages

    • Condo Coverage

      Your condo insurance policy usually covers the part of the building that is your home and protects the parts of your condo that you’re responsible for — like drywall, carpeting and built in cabinets — along with your belongings, liability coverage and more. Plus, our coverage options and endorsements help you make sure that your policy is suited to your specific needs. 

      Learn more about condo coverage.

    • Additional Coverage Options

      Customizing your insurance when you get a homeowners quote can help you save money now and later. Explore additional coverages and endorsements, like scheduled personal property and Water Backup and Sump Overflow, to help you get the right home insurance for you and your family. 

      Learn more about additional coverage options.

    • Discounts

      Find homeowners insurance discounts for having a new or new-to-you home, protecting your home or having multiple policies. Save money on your insurance policy through CONNECT!

      Learn more about homeowners insurance discounts

    • Payments

      At CONNECT, our flexible insurance payment options allow you to pay your homeowners insurance in a single payment or in monthly installments.

      Learn more about homeowners insurance payment options

    A.M. Best, the leading independent rater of insurers in the country, has rated the companies within the CONNECT group “A” (Excellent), the third highest of their 15 ratings, for financial strength, stability and soundness of operating performance. Better Business Bereau Accredited Business

    Get an Insurance Quote

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    1 Nationwide savings amount is based on reported data provided only by Costco members who became new home insurance policyholders and experienced first-year savings with CONNECT, powered by American Family Insurance, from 7/1/21 and 6/30/22. Not all members have experienced or will experience savings. Individual experience may vary based upon a variety of factors, including type and availability of a policy and past losses. Any compared rates have similar benefits.

    © 2025 American Family Connect Property and Casualty Insurance Company, Inc. All rights reserved.

    CONNECT, powered by American Family Insurance, is the brand name of American Family Connect Property and Casualty Insurance Company and American Family Connect Insurance Company, Madison, WI. Depending on the state, auto policies are underwritten by either company, or by an affiliate, Midvale Indemnity Company, Madison, WI. Property policies are underwritten and issued by affiliates based in Boston, MA, including: Homesite Indemnity Company, Homesite Insurance Company, Homesite Insurance Company of California, Homesite Insurance Company of Florida, Homesite Insurance Company of Georgia, Homesite Insurance Company of Illinois, Homesite Insurance Company of New York, Homesite Lloyd’s of Texas, and Homesite Insurance Company of the Midwest. The American Family Connect Insurance Agency, Inc., places policies with related and unrelated companies. Each insurer is solely responsible for the claims on its policies and pays the Agency for policies sold. In Texas, certain property coverages may be underwritten by Ranchers & Farmers Mutual Insurance Company. Prices, coverages and privacy policies vary among these insurers. Each company has sole financial responsibility for its products. Some products, discounts, benefits, and savings may vary, may not be available in all states, and are subject to limitations. Costco Insurance Agency, Inc. is not licensed in New York state. Insurance products are not obtained through the Costco Insurance Agency, Inc. in New York. Costco Wholesale, Costco Insurance Agency, Inc. and its subsidiaries do not underwrite insurance, pay claims or guarantee any of the products or services offered by CONNECT. Costco Insurance Agency, Inc. (CIA), a licensed insurance agent, may receive compensation from CONNECT and/or its affiliates.

    We provide this information to help you understand insurance. Any coverage is subject to the terms of your policy. Please refer to your policy and declaration page for complete coverage details.